Privacy Policy

Management and protection of the personal data of users of the website are subject to the provisions of existing legislation on protection of data of a personal nature, the decisions of the competent authority, and the following terms and conditions. This privacy policy explains how we collect, use, manage, share, and protect business information, including business professional and business contact data. Please read this notice carefully to understand our information collection and management practices.

What information do we collect?

Cycle-Credit collects information on businesses and business professionals. We collect identifiable business information from website visitors when they register for a newsletter or e-mail alert, complete a survey, or purchase a product or service online. We also collect information offline from business owners and principals, from businesses' creditors, vendors and suppliers, and from public records such as business registrations, Uniform Commercial Code filings and bankruptcy filings. The business information that we collect includes the following:

- Company and business professional contact information, including name, title, address, phone number, fax number, and e-mail address
- Detailed trade and business credit information, including payment histories and patterns
- Summary business information regarding profitability, debts, assets, net worth, and business relationships
- Business professional data as it relates to their professional lives, such as name, company, title, business contact information, and trade associations

Are we a data processor?

All data related to debtors, while supplying by Cycle-Credit its services in management receivables, are processed by Cycle-Credit, within the scope of its services, for and on behalf of its clients-creditors who are the data controllers.

How do we use and share information?

We will use this information in the following ways:
- to provide you with information that you have requested e.g. a newsletter, bulletins
- to respond to specific queries you may raise regarding Cycle-Credit collects and its operating companies
- to provide you with better ways of accessing information from this website

We may send your personal information to other group companies, affiliates and third parties to help us process your personal information for the purposes set out in this policy.

We may disclose your personal information if we or any of our assets are the subject of a sale or similar corporate transaction. We will ensure that the third parties who receive your personal information are required to keep it confidential.

We may disclose personal information to third parties when we reasonably believe we are required by law, and in order to investigate, prevent, or take action regarding suspected or actual unlawful or otherwise prohibited activities, including, but not limited to, fraud.

Third Party Advertisers

We use third party advertising companies to serve our Internet ad banners on our website and other websites on which we advertise. These companies do not collect information that can personally identify you, but they may use information about your visits to our website and other websites to measure the effectiveness of ads. We do not disclose any personally identifiable information to these companies. We share aggregate website usage information with third party advertisers and partners for the purpose of effectively targeting our online advertisements. Unless you are previously notified, these advertising companies do not link any online behavior or cookies with other information that can be used to personally identify you, such as your name, address, telephone number or e-mail address, when working with Cycle-Credit.

These third party advertising networks also track visitors' online usage and behavior patterns. These companies may use information about your visits to Cycle-Credit and other websites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. The result of these efforts is the creation of an online profile that attempts to predict individual user interests, preferences and purchasing habits. The third party advertising networks then accordingly customize the advertising content served to users when visiting other websites.

Do we use cookies?

The use of cookies by the company has the farther aim of the facilitation of every user and his better familiarization with systems for using the Internet and of the individual sites of the company. The cookies are files with information that a web site transfers to the hard disc of the computer of the user. In this manner the company has the possibility of recognizing the user each time he enters subscriber sites and of concurrently offering him greater security. It must be pointed out that most Internet Browsers are adjusted to receive cookies. The users have the possibility of adjusting their browsers so that they do not accept cookies. If the user selects to do that then he will have to know that he will not be able to access the company's subscriber sites nor the services they offer.

Terms of use

Please also visit our Terms of use section establishing the use, disclaimers, and limitations of liability governing the use our website (Terms & Conditions)

Changes to Data Privacy Practices

If we make material changes to our information management and Data Privacy practices, we will post these changes on our website in order to keep you informed of how we collect, use, manage, disclose, and protect our information assets. Such changes will be posted in this section of our online privacy notice and the policy effective date will be updated accordingly.

Your Use of Our Website Is Consent

By using our website, you hereby consent to our collection, use, management, retention, and disclosure of your information as described in this notice.

Contacting us

For questions or complaints regarding our Data Privacy practices, call +30 2109304200. We will do our best to resolve any complaints or issues as quickly as possible.

About us

  • ICAP, group of companies – with overall 1.100 employees – is the largest B2B Services provider, with leading presence in Southeastern Europe. ICAP offers a wide range of services and products, grouped into 4 major categories: Credit Risk Services, Marketing & Sales Solutions, Management Consulting και People & Employment Solutions. 

    Cycle Credit is a 100% subsidiary of ICAP, group of companies and the largest company operating in Receivables Management in Greece. It is also considered as a key player in the Southeastern Europe with active presence in 4 countries.